How to Buy Smartphone on EMI? Complete Details

How to buy a smartphone on EMI? This question often comes to the mind of those people, who are not able to buy a smartphone by paying full money in one go. In today’s time, mobile phones have become a need of everyone, mobile is used by people of all ages, and It has become a necessity for all. It is difficult for a common person to buy a smartphone with cash payment, but as a solution to this problem, you can buy a smartphone on EMI, for more information click here Read the complete information given.

Looking at the need for smart, in today’s time everyone wants to buy a smartphone, but due to rising inflation and needs, it is very difficult to collect money to buy a good mobile, to deal with this problem, you can buy a phone on EMI. it is possible to buy online and offline phones on EMI in today’s time, you can buy mobile on EMI in any way according to your need. So let’s understand all the possible ways to buy a mobile from EMI.

Table of Contents

How to buy a smartphone on EMI

Friends, in today’s time mobile phones have become a necessity for everyone, but when you think of buying a new phone, then the question arises in your mind how do pay so much money at once? If you cannot buy mobile by paying full money at once, then you do not need to worry, you can buy the smartphone of your choice in easy installments. In today’s time, there are many such options, where you can buy a mobile phone through EMI.

Many people do not even know the meaning of EMI, so they only know about buying a mobile by paying full money, but for your information, let us tell you that EMI (Equated Monthly Installment) means monthly installment. . This means that you can buy any expensive phone by paying a reasonable monthly installment. By buying a phone in this way, you do not even have to pay a lot of money at once.

How to buy a phone on easy installment

If you want to buy a smartphone in easy installments, then you can use both online and offline methods for this. Let us understand in detail both the methods.

Offline

If you want to buy a mobile by paying an easy installment on offline EMI then you have to go to a mobile shop for this. Where you are given the facility of mobile finance by the finance company, for this you can check by giving the necessary documents that you can buy the phone of your choice by paying how many installments.

Online

If you want to buy a mobile phone online in easy installments, then you do not need to go anywhere for this, you can buy a mobile online in easy installments with the help of your credit card from the website e-commerce sitting at home. For this, you have to fill in the necessary details on the e-commerce website, and here you get a chance to choose the option of EMI, in which you can choose options like 6 months, 12 months, or 3 months.

You can also buy expensive phones easily with the help of easy installments. You can also check your civil record to buy a mobile in easy installments, it is very important to have your civil right to take any loan. This means that you should not already have any other loan outstanding or you should not be a defaulter by the bank.

Buy Smartphone On EMI With Credit Card

If you want to buy a smartphone in easy installments with the help of a credit card, then for this you can buy a mobile online, and you can order your favorite mobile phone sitting at home by paying easy installments. You can use famous websites like amazon or Flipkart to buy a mobile phone with the help of a credit card online. Follow the steps given below to understand it easily.

First of all, create your account on an e-commerce website
Search your favorite smartphone
Here you get many options to purchase the phone, you select the option of EMI.
There are different options to pay EMI, which you can choose options like 3 months, 6 months, and 12 months.
In the payment option, select the credit card and fill in the credit card details
After that, you can order at your address.

Even if you do not have a credit card, you can still purchase a smartphone on EMI online. Many online companies provide you with mobile loan facilities, including companies like Zest Money, which offer some basic Documents such as Aadhar and PAN cards only provide a mobile loan with the help.

How to buy a phone on EMI with a debit card

If you want to buy a phone on EMI online with the help of a debit card, then let us tell you that many e-commerce websites also give priority to this, but if you do not have a credit card, and you want to buy a smartphone on EMI, then for this You can visit the offline market, where finance companies can provide you mobile with good offers.

To buy a mobile on an e-commerce website, you can purchase a mobile in easy installments by filling in credit card details, but if you do not have a credit card then you can also purchase a mobile by taking an online loan and filling in a loan in easy installments. can. On the internet, you can search for a website that provides you with a mobile loan, and you can buy a mobile of your choice by taking a loan.

Buy Smartphone On EMI Without Credit Card

If you do not have a credit card, but still you are planning to buy a smartphone in EMI means easy installments, then you can do exactly that, in this way you can buy a mobile in the offline market to buy a mobile without a credit card. In today’s time, mobiles are made available on EMI at many shops, where you can get a loan on an Aadhar card, and take a mobile home by paying easy installments.

In the offline market, you get the option of a down payment, where you have to pay a little down payment at some shops, then in some places, you can also buy the phone by paying zero down payment and paying the price of the mobile by paying easy installments every month. Here you are provided with different options to pay the installment, in which you can select a plan like 6 months, 9 months or 12 months according to your need.

Documents required to buy a phone on EMI

If you are thinking of purchasing a smartphone on EMI, then the question must be coming to your mind: what document do we have to give to buy a smartphone on EMI, then for your information, let us tell you, you need the following document.

passport size photo
Aadhar card
pan card
bank passbook

Faqs on How to Buy Smartphones on EMI

Q1 Can I buy a smartphone on EMI with a debit card?

Ans. Even if you do not have a credit card, you can still purchase the phone on EMI, many e-commerce sites now offer the option of EMI with a debit card, apart from this you can also buy a smartphone by taking a loan using a platform like Zest Money can.

Q2 Should I buy a smartphone on EMI?

Ans. The option of EMI is made for the ease of the people, many people cannot buy mobile phones by paying full money, such people can buy the smartphone for themselves on EMI, and can easily make the phone their own by paying installments.

Q3 Can I buy a mobile on EMI without a down payment?

Ans. Yes, if you want to buy a new phone on EMI, then you get many such options online and offline, where you can buy a mobile online or offline without a down payment.

Q4 Can I buy a smartphone on EMI with the help of Aadhaar?

Ans. If you have an updated Aadhar card, then you can take a loan for your mobile with the help of it, and pay in easy installments, for this you can go to the offline market, also you have to take care of this. That your Aadhar card and PAN card should be linked together, which makes it easy to take a loan.

Q5 Is it possible to purchase mobile EMI offline?

Ans. If you want to buy mobile in easy installments offline from your nearest market, then for this you have to go to a shop where you can get the facility of finance, third party company gives you the option of loan for finance, in which Bajaj There are many companies like Finance, HDFC, which offer loans.

Conclusion

In this way, based on the information given here, you must have understood how to buy a smartphone on EMI. But if you are thinking of buying a phone on EMI, then you should know that many times you have to pay some more money in the form of interest on buying a mobile in installments.

So always take the mobile on installment with the actual cost of the phone. And be sure to know about your interest in EMI. Before buying a mobile, choose that installment option which you can easily pay and you do not have any kind of problem.